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TERMS OF SERVICE – HOWTOCHART.COM

HOWTOCHART.COM – UNIFIED LEGAL POLICIES
Last updated: November 28, 2025

This document contains the full set of legal policies governing the use of HowToChart.com (“we”, “us”, “our”). By accessing or using this website (“Site”), you agree to all sections below, including the Privacy Policy, Terms of Service, Risk Disclosure, Cookie Policy, Earnings Disclaimer, Website Disclaimer, and Email Disclaimer.

PRIVACY POLICY

  1. Who We Are
    HowToChart.com is the operator of this website. This Privacy Policy applies to all users and visitors (“Data Subjects”).

  2. Data We Collect
    We may collect Personal Data in the following ways:

  • Information you provide directly, such as name or email address.

  • Information collected automatically, such as IP address, browser type, device data, pages viewed, session duration, and geographic data.

  • Cookies, tracking technologies, and analytics tools.

  1. Reasons for Collecting Data
    We use Personal Data to:

  • Operate and improve our website and services.

  • Respond to inquiries and support requests.

  • Send newsletters or updates (with your consent).

  • Analyze traffic, usage, and performance.

  • Fulfill legal obligations and protect security.

  1. Sharing of Data
    We do not sell Personal Data.
    We may share data with service providers who help us operate the website. These parties must protect your data and follow our instructions.
    We may disclose data if required by law.

  2. International Transfers
    Your data may be processed in other countries. We ensure compliance with applicable data protection laws.

  3. Your Rights
    Depending on your location, you may have rights such as:

  • Access, correction, deletion, and restriction

  • Objection to processing

  • Data portability

  • Withdrawal of consent

  • Filing a complaint with a data protection authority

Contact for requests: question@hwotochart.com

  1. Security
    We use appropriate measures to protect Personal Data, but no online system is completely secure.

  2. Data Retention
    We keep data only as long as necessary for the purposes described.

  3. Cookies and Tracking
    Our website uses cookies to improve functionality and analyze usage. You may disable cookies in your browser settings.

  4. Changes
    We may update this Privacy Policy periodically. The updated date appears at the top.

TERMS OF SERVICE

  1. About the Site
    HowToChart.com provides educational material about trading and financial markets. We do not provide financial advice or investment services.

  2. Eligibility
    You must be at least 18 years old to use this Site.

  3. Educational Purpose Only
    All content is for learning purposes only. It is not financial, investment, tax, or legal advice.
    Trading involves risk. You alone are responsible for your decisions.

  4. User Accounts
    You must provide accurate information and keep login details secure.
    Sharing paid content or accounts is prohibited.

  5. Payments and Subscriptions
    Some services require payment. Subscription fees renew automatically unless canceled before the renewal date.
    All purchases are final unless otherwise noted.

  6. Prohibited Use
    Users may not copy or resell content, hack or disrupt the Site, use bots or scrapers, or engage in illegal activity.

  7. Intellectual Property
    All content belongs to HowToChart.com unless stated otherwise.
    You may access the content only for personal, non-commercial use.

  8. Third-Party Links
    We are not responsible for third-party websites or content.

  9. Disclaimer of Warranties
    The Site is provided “as is” without warranties of any kind.

  10. Limitation of Liability
    HowToChart.com is not liable for trading losses, financial losses, or any damages arising from use of the Site.

  11. Indemnification
    You agree to indemnify HowToChart.com from claims arising from your misuse of the Site or violation of these Terms.

  12. Termination
    We may suspend or terminate access at any time.

  13. Changes
    We may revise these Terms at any time. Continued use means acceptance of the updated Terms.

  14. Governing Law
    These Terms are governed by the laws applicable in your jurisdiction.

  15. Contact
    For questions about these Terms, contact: question@hwotochart.com

RISK DISCLOSURE STATEMENT

  1. Trading Risks
    Trading financial instruments such as forex, indices, cryptocurrencies, or stocks carries substantial risk and may not be suitable for all investors.

  2. No Guarantee of Profit
    There is no guarantee that any strategy, idea, or educational material from this Site will result in profits.

  3. Market Volatility
    Markets can move unpredictably. Losses may exceed your initial investment.

  4. Past Performance
    Historical data or examples do not indicate future results.

  5. Personal Responsibility
    All decisions are your responsibility. You should consider your financial circumstances and seek professional advice when necessary.

COOKIE POLICY

  1. What Cookies Are
    Cookies are small text files stored on your device when visiting a website.

  2. How We Use Cookies
    We use cookies to:

  • Enable essential features

  • Improve performance

  • Analyze visitor behavior

  • Remember preferences

  • Deliver relevant content (when consented)

  1. Types of Cookies

  • Essential

  • Analytics

  • Functional

  • Marketing (used only with consent where required)

  1. Third-Party Cookies
    Third-party tools may place their own cookies.

  2. Managing Cookies
    You may disable cookies in your browser settings, but some features may stop working.

  3. Contact
    For questions about this Cookie Policy: question@hwotochart.com

EARNINGS DISCLAIMER

  1. No Guarantees
    HowToChart.com does not guarantee results, profits, or financial gains from the use of any content on this Site.

  2. Educational Purposes
    All content is for educational purposes only and should not be interpreted as investment advice.

  3. Past Performance
    Examples or historical references do not predict future results.

  4. Responsibility
    You are solely responsible for your financial decisions.

WEBSITE DISCLAIMER

  1. No Professional Advice
    Information on this Site is not financial, investment, legal, or tax advice.

  2. Accuracy
    We do not guarantee the accuracy, completeness, or reliability of Site content.

  3. No Liability
    HowToChart.com is not responsible for any loss or damage resulting from reliance on Site information.

  4. External Links
    We are not responsible for third-party content or websites.

EMAIL DISCLAIMER

  1. Educational Content
    Emails from HowToChart.com are for educational purposes only, not financial advice.

  2. No Liability
    We are not liable for decisions made based on email content.

  3. Confidentiality
    Emails are intended for the recipient only. Unauthorized sharing is prohibited.

  4. Security
    Email transmission is not guaranteed to be secure. Do not send sensitive information by email.

  5. Contact
    For email-related questions: question@hwotochart.com